Why Take Turo Insurance in Markham?

By December 24, 2017Blog

A car sharing place, Turo allows host or owners to rent their vehicles to travelers visiting Markham. For all those who wish to earn some extra money, turo insurance in Markham allows them to rent their cars without worrying about the damages. However, before renting your car or cars on turo, it is necessary to apply for turo insurance in Markham. It is thus important to have a fair understanding of the different plans and coverage for turo insurance in Markham.

An easy way to pick the best turo insurance in Markham is to compare the different insurance policies and coverage offered by insurance brokers in Markham. This will help you to select the best turo insurance that offers maximum coverage along with other benefits.  The following are covered under turo insurance in Markham:

Bodily injury and property damage to third parties – The basic turo insurance plan in Markham offers liability coverage that is the minimum required by the state where the car is registered. It is important to remember that the turo coverage doesn’t serve as the primary coverage plan and is secondary to any other policies the owneralready has.

Physical Damage protection includes comprehensive and collision.

  • Collision – When two vehicles hit each other, or when a single vehicle hits an object.
  • Comprehensive Damage – Damage other than a collision, such as theft, vandalism, fire, animal impacts, falling objects and turns of nature.

As mentioned earlier, turo coverage is secondary i.e. they serve as a supplementary package tothe ongoing coverage the guest has. This implies that the primary guest is primarily liable, but can fulfil their obligations using other sources, implying that Turo will first collect the applicable deductible directly from the guest, and then, if required, will seek compensation from the guest’s other sources for the total amount of accountability.

However, if you are planning to book a car in Markham where the host is not using insurance through registered Turo insurance partner, but is instead offering commercial rental liability insurance, the aforementioned doesn’t stand true.

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